Business / Guide 01
What is a COI, and why does it say ACORD?
A client asks for your COI. Learn which names, dates and limits to check and how the certificate relates to your actual policy.
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Free initial Commercial Coverage Review
We help you understand your current coverage before you decide what to change.
To kick off, we’ll explain how to share your current policy information securely.
Our initial Commercial Coverage Review is free. We share a concise summary of material observations, any missing information, uncertainties and possible next steps, reviewed by licensed insurance staff.
The review is limited to the information available. It is not a comprehensive audit or a guarantee that every coverage gap will be found, a claim will be covered, or lower-priced coverage will be available. ACORD information alone may not establish the coverage in your issued policy.
Your choice: The review does not start a quote search. We explore alternatives only if you separately ask us to.
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Insurance that fits
the life you’re building.
Your priorities lead the conversation. We start with what matters to you, then help you understand the coverage and choices in front of you.
Why Renwell exists
We’ve sat on your side of the insurance conversation.
We started Renwell after experiencing insurance as clients ourselves. We want clients to understand recommendations, ask informed questions and make choices with more confidence.
Why Renwell existsUnderstandWe start with your business, your questions, and the information you already have.
ExplainWe walk you through what we find, what remains unclear, and what we recommend next.
ChooseWe help you weigh the next steps. You decide whether you want us to explore coverage alternatives.
Understanding is part of the service
Learn in your language. Decide with the facts.
Our guides and conversations help make insurance terms useful in real decisions. We can explain coverage in English, Spanish or Portuguese. We’re also developing software and generative-AI tools to make common questions and policy information easier to navigate; licensed judgment remains central to coverage-specific recommendations.
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Good questions deserve
useful answers.
Practical guides to help you understand insurance documents, coverage choices and the questions that come with running a business.
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Business / Guide 03
General liability vs. professional liability: which risks do they address?
A visitor’s fall and a client’s allegation about your work raise different questions. See why a service business may need both coverages.
Business / Guide 09
Workers’ comp when you work alone or use subcontractors
Working alone or paying subcontractors does not settle every workers’ compensation question. Check the people, entity, work and state rules.
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